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Incapable of Making Good Decisions

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I am completely falling apart. I am overwhelmed with guilt because many of my problems are self-induced. I feel I am completely incapable of making any correct decisions and I only make things worse.

I choose a college based on their acceptance rate into law school, neglecting the financial cost under the assumption I would become a lawyer and wouldn’t have to worry about the stress of student loans. I made the poor decision to defer law school for a year to work at a non-profit attempting to save the world, which only served to put me in severe debt. My student loans got deferred and then defaulted as a result of my low paying job and negligence. I met someone at 23 who I thought I would spend the rest of my life. Consequently I gave up graduate school, took an even further pay cut to so I could move with him to another city. After being together for 3 years, I found out he was in love with an old flame from college and had decided that I was too much of a burden for him.

This April my little sister took her own life, the night before she was coming to visit me. She had so many things going for her. I can’t even begin to describe the guilt I feel associated with her passing. All of my poor decisions, asking her to come visit me, being self-absorbed in my own problems and not being as great of a sister to her as she was to me.

I work at an insurance company reviewing death claims. I spent 8 hours every day looking at autopsy reports and death certificates. Because we are paying out large amounts of money our work is critically reviewed and scrutinized. I feel like a complete failure in my job. I feel sick walking into work every morning because I am terrified to make a mistake or to face a mistake I made before. I just can’t get anything right.

I’ve made poor relationship decisions. I can’t perform in an entry level job. I am overwhelmed with debt. And I miss my sister. Is there something wrong with me that I am just hardwired to mess everything up? Maybe I’m just self-destructive? Is there a mental disorder that is associated with my incompetence or am I just a failure?

Incapable of Making Good Decisions

Answered by on -


First and foremost, I am sorry for the loss of your sister. It is difficult to lose a family member to suicide, especially someone with whom you were so close. It is important also that you know that your sister’s suicide is not your fault. You may feel guilty but that guilt is misplaced.

When someone is suicidal, it is a sign that they are severely suffering and likely have a serious mental illness. Most mental health professionals struggle immensely with how to appropriately deal with suicidal clients. For the layperson, knowing how to appropriately deal with a suicidal individual, even when it is a family member, is nearly impossible. Love cannot cure mental illness nor can it prevent someone from committing suicide. Family members simply do not have the education and training that is necessary to deal with the complex problem of suicide.

With regard to poor decision-making, the fact that you are aware of your problematic decisions is very insightful. Many people make poor decisions and remain completely oblivious to those mistakes.

You can’t change history but you can make better decisions in the future. No one can be free of mistakes but it is important that going forward, you recognize the importance of being correct in your thinking. To be correct in your thinking you need to think critically about every decision. Critical thinking skills can be learned.

There are two main ways to develop critical thinking skills. The first is to study the characteristics of self-actualizing individuals. Self-actualizing individuals have the ability to see reality clearly. The more accurately you can judge reality, the fewer mistakes you will make in life. It is important to make as few mistakes as possible because you will pay for all of your mistakes, financially, psychologically and so forth. Read Abraham Maslow’s work regarding the characteristics of self-actualizing individuals.

The second way to develop critical thinking skills is to enter cognitive therapy. Cognitive therapy can assist you in examining your past mistakes and the associated faulty thinking process that accompanied those mistakes. Cognitive therapy can also assist you in assessing your ability to be logical and will challenge you to make the most rational decisions.

You may have made mistakes in life but you can positively affect your future by learning critical thinking skills. You asked about whether or not you have a mental illness. Though I cannot know with certainty, I do not believe that you are mentally ill. It is most likely the case that you made decisions without utilizing the proper critical thinking skills. The good news is that these skills can be learned through research or by entering therapy. Please take care.

Dr. Kristina Randle

Incapable of Making Good Decisions

Therapists live, online right now, from BetterHelp:

Kristina Randle, Ph.D., LCSW

Kristina Randle, Ph.D., LCSW is a licensed psychotherapist and Assistant Professor of Social Work and Forensics with extensive experience in the field of mental health. She works in private practice with adults, adolescents and families. Kristina has worked in a large array of settings including community mental health, college counseling and university research centers.

APA Reference
Randle, K. (2018). Incapable of Making Good Decisions. Psych Central. Retrieved on November 23, 2020, from
Scientifically Reviewed
Last updated: 8 May 2018 (Originally: 6 Jul 2012)
Last reviewed: By a member of our scientific advisory board on 8 May 2018
Published on Psych All rights reserved.